Absolutely. My question is more geared to the deceased having no immediate family except their elderly spouse, no insurance because they have been living on an extremely small social security income ($600 to $900/mo), a very small savings account ($200 to $500 that could go toward the entire funeral), tithe payers, temple worthy, active in church with callings, and known to the bishop for their small financial income. Although I estimated their burial costs may be $3200.00, it could very well be double that amount.Gary_Miller wrote:I think it important to remember that the immediate family of the deceased should be taking on much of this responsibility if arrangements were not made ahead of time by the deceased. Of times there is life insurance and other way for family members to pay these expenses. The Bishop working with the family should be able to determine these needs. Its not simply the deceased do not have the funds so the church should pay the expenses. Many times they have children who and should be expected to help with expenses.
When I visited Salt Lake City a few years ago, the ward that struck me the most was nearly 95% all elderly living on a minimal social security income, with subsidized housing, state food benefits, Medicare, and all. The bishop of such a ward must surely be challenged with above-normal funerals per year. On the other hand, I suspect many elderly living throughout the country may have a severe depression worrying about what will happen to themselves if deceased, or what will happen when their spouse becomes deceased.
If the guidelines permit the bishop, on an individual basis, to pay for the modest burial and funeral costs, then that would be an encouraged and hopeful thought for them to meet with their bishop in advance of their death to determine what else they can do to save for the eventual event, no matter how small their savings may be.
There is a segment in the church who live on a surprising low income, but are only able to save $5 a month.
Your experiences may serve to add hope to those who may lack it.
Thanks,